# Settings \[A map of team and personal settings, and who can see each]

The [Settings page](https://app.splits.org/settings/) is split into **team settings** (configuration shared by everyone on the team) and **personal settings** (the member's alone, persisting across every team they're part of).

## Team settings

| Section | What it controls | Visible to | Learn more |
| --- | --- | --- | --- |
| **General** | Team name, logo, and the *Require memos* setting | Members | [Teams](/teams) |
| **Members** | Inviting members, Owner/Member roles | Members | [Members](/members) |
| **Accounts** | Each account's name, signers, and threshold | Members | [Editing](/accounts/editing) |
| **API Keys** | Keys for programmatic access via the CLI and MCP | Members | [Agents](/introduction/agents) |
| **Networks** | Which networks the team's accounts are active on | Owners | [Networks and assets](/introduction/networks-and-assets) |
| **Recovery** | Recovery signers and verification | Owners | [Recovery](/teams/recovery#recovery-signers) |
| **Tokens** | Which tokens are shown or hidden (spam) for the team | Owners | [Spam & tokens](/accounting/spam) |
| **Banks** | Legal entity verification (KYB/KYC), connected bank accounts, onramp details | Owners | [On/offramping](/banking) |

Changing most team settings requires the **Owner** role. See [Roles](/teams/roles) for the full matrix.

## Personal settings

Personal settings persist across every team a member is part of:

* **General**: display name, email address, and avatar
* **Passkeys**: add, verify, and manage the passkeys used to sign transactions

See [Signing keys](/members/keys) for how passkeys work.