# Thresholds \[The number of signer approvals an account requires per transaction]

Every [account](/accounts) has a threshold: the number of [signer](/accounts/signers) approvals required for an outgoing transaction, written M-of-N (2-of-3 means any two of the account's three signers). A transaction executes once it reaches M signatures; below that it stays pending. Each account's threshold is set independently: at [team setup](/teams) for the Treasury, at creation for operating accounts. To change an account's threshold or signers, see [Editing](/accounts/editing).

## Choosing a threshold

During team setup, the app recommends a majority of owners for the Treasury. Suggested thresholds by number of Owners:

| Owners | Treasury | [Recovery](/teams/recovery) |
| --- | --- | --- |
| 1 | 1-of-1 | 2-of-3 |
| 2 | 2-of-2 | 2-of-3 |
| 3 | 2-of-3 | 2-of-3 |
| 4+ | (n/2)+1 | (n/2)+1 |

For solo setups, see [Personal usage](/introduction/personal-usage#multisigs-of-one).